HCSBK helped Gulnur save for and buy her first home

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block of flats

Baiterek strives to help Kazakhstan people thrive

Baiterek's positive impact on Kazakhstan


deposits of the Housing Construction Savings Bank of Kazakhstan (HCSBK)


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soft loans issued to 345 families under Baqytty Otbasy Program of the HCSBK


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local executive authorities bonds borrowed


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shared construction guaranteed
Affordable housing

Providing affordable housing and creating jobs

Baiterek's subsidiaries are focussed on stimulating the economy to increase jobs, provide affordable housing and to stimulate priority sectors which will increase the quality of life of the population.

Baiterek's strategy is tied closely to the country's 2030 vision. Its subsidiaries operate responsibly to return profits to investors and shareholders while moving the country forward.